Biggest RSU Mistake Employees Make

Restricted Stock Units can build serious wealth, but I see the same dangerous mistake repeatedly.

You vest 100 shares worth $50,000. Most employees hold everything, thinking the stock will keep climbing.

Here's the problem: your paycheck AND your investments are now tied to one company. If that stock drops 40%, you could lose your job AND your savings simultaneously.

Successful RSU holders do this instead: sell 50-80% immediately when shares vest. Pay the taxes. Diversify the funds in your portfolio.

Yes, you might miss some upside. But you'll never lose everything on one bad earnings report.

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Why IRS Rule 72(t) Isn’t a Shortcut but a Lifeline for Early Retirees