GUIDING YOU THROUGH YOUR FINANCIAL JOURNEY
Why do successful people hire financial advisors? The answer might surprise you.
The most successful people understand that hiring experts isn't a luxury, it's a strategic advantage.
They delegate to specialists in areas outside their core competency and focus on what they do best.
Should You Pay Off Your Mortgage Early or Invest for Retirement?
Should you pay off your mortgage early or invest more for retirement instead?
Conventional wisdom says to eliminate debt as fast as possible, but the right answer depends on your interest rate, time horizon, tax situation, and the long-term growth potential of your retirement accounts.
3 Planning Moves to Make After You Max Out Your 401k
What should you do after you max out your 401(k)?
After you’ve hit the $23,500 401(k) limit for 2025, the next three levers are: after-tax contributions for a mega backdoor Roth, a taxable brokerage account for flexibility, and (if income is high) a backdoor Roth IRA.
Should Your 60/40 Portfolio Include Crypto? What New Research Shows
The classic 60/40 portfolio has served investors well for decades, but recent academic studies suggest that a small crypto allocation might actually enhance returns.
The Most Cringe Thing in Finance?
The Most Cringe Thing in Finance? 🤦♂️
It's maxing out every retirement account while living like you're already retired—driving a 15-year-old car, skipping every vacation because you're "saving for retirement."
Dividend Planning Reduces Stress in Rocky Markets
Patrick Thompson, AWMA discussing Dividend Income Planning and how it reduces stress in volatile markets.
The Costly Mistake of Letting Winners Run Too Long
It's easy to get caught up in the excitement when your investments are soaring—but letting winners run without a clear exit plan can lead to unexpected setbacks.
Will Your Bank Lower Savings Rates Before or After the Fed Announcement
When the Federal Reserve signals rate cuts are on the horizon, banks often move preemptively—lowering savings rates before the official decision to protect their profit margins. This means high-yield savings account rates may drop even before the Fed acts.
How to design your retirement income strategy in 3 steps.
The 3-Account Strategy for Retirement Income
The Wants vs. Needs Battle Ends Here
Most parents struggle to teach their kids the difference between wants and needs, but there's a simple way to make it stick.
Customizing Your Rebalancing Approach as You Near Retirement
Getting closer to retirement means it’s time to rethink your rebalancing strategy!
Ways to Use Tax Bracket Management for Smoother Retirement Income
3 Ways to Use Tax Bracket Management for Smoother Retirement Income
Why IRS Rule 72(t) Isn’t a Shortcut but a Lifeline for Early Retirees
IRS Rule 72(t) is often overlooked as a valuable tool for early retirees.
How does starting a side hustle as a teenager create long-lasting independence?
Early entrepreneurial experiences teach teens the importance of responsibility, budgeting, and business management.
The Hidden Cost of Ignoring Old 401k Accounts
Many professionals overlook old 401k accounts, but ignoring them comes with hidden costs.
The Big Surprise About Roth Conversions Later in Life
You might be surprised to learn that converting to a Roth IRA later in life isn't always the slam dunk many believe.
Where Your Tax Dollars Go?
With all the talk around the One Big Beautiful Bill Act, understanding where our tax dollars go can help put the bigger economic picture into perspective—and this month's chart offers a breakdown of how the federal government allocates its spending.
Why Year-Round Tax Planning Is Essential for Financial Success
Many people make the mistake of thinking tax planning is something you do in December, scrambling to find deductions and last-minute strategies before year-end. But smart tax planning is a year-round effort that can lead to greater tax savings, better financial decisions, and fewer surprises when you file your return.