The Most Cringe Thing in Finance?

The most cringe thing in finance? Over-saving at the expense of living.

It's maxing out every retirement account while living like you're already retired, driving a 15-year-old car, and skipping every vacation because you're "saving for retirement."

Meanwhile, your kids are growing up. Your marriage is on autopilot. And you're one medical diagnosis away from realizing you wasted your healthiest years hoarding money you might never enjoy.

Look, I'm a financial advisor so yes, I believe in saving for the future. But not at the expense of living today.

As financial planners point out, saving every spare dollar for retirement can actually create imbalance, especially when it starts to rob your present life of joy, meaning, or opportunities for growth." (Yahoo Finance, May 2025)

Here's the truth: I get just as much joy watching people spend their money living life their way as I do watching them be prudent savers.

Build wealth, absolutely. But don't sacrifice living for it. Because you can't get back time, memories, or missed moments with the people you love.

For more insights on building wealth while living fully, follow @SentientFinancialLLC (Instagram) or @Sentient_Financial (YouTube)