Retirement Income & Tax Planning for Professionals 5–10 Years From Retirement.
THE YEARS BEFORE RETIREMENT MATTER MOST
Turn decades of savings into a tax-smart retirement paycheck before the decisions that can’t be undone.
Are You Approaching Retirement?
You may be asking questions like:
When can I actually retire?
How much income can my portfolio generate?
When should I start Social Security?
How do I reduce taxes in retirement?
These are exactly the decisions a coordinated retirement income plan is built to solve and the window to get them right is now.
Who This Planning Is Designed For
This planning tends to be the best fit for professionals who:
Are 5-10 years from retirement
Have built $500K — $3M+ in retirement savings and investments
Want clarity on how their portfolio will generate retirement income
Prefer a disciplined, tax-aware strategy rather than guessing year-to-year
This is the window where the right planning decisions have the biggest impact.
Not ready to schedule a call yet?
Free Download: Retirement Transition Field Guide A practical planning checklist — plus a Retirement Transition Scorecard — to help you evaluate where your plan stands today. Built for professionals 5–10 years from retirement. [Download the Free Guide →]
The Problem No One Warns You About
Saving for retirement and actually living off your savings are two completely different challenges and most people don’t realize it until they’re already there.
But retirement introduces a new challenge: turning savings into reliable income while managing taxes, withdrawals, and investment risk.
That transition requires a coordinated strategy.
This is the stage when financial decisions become more connected - Social Security timing, tax strategy, and investment withdrawals all start working together.
GUIDING YOUR WEALTH
TOWARD YOUR DESTINATION.
For over 18 years, I’ve helped professionals in their 50’s and 60’s answer the question that keeps them up at night: “Will my money actually last?”
I’m Patrick Thompson, Accredited Wealth Management Advisor™, and as a fee-only fiduciary advisor, I don’t earn commissions, my only job is to build the best plan for you.
As your fiduciary advisor, my job is to navigate the terrain, carry the complexity, and help you turn your savings into a tax-smart retirement paycheck so you can focus on living the life you’re working hard to build.
Every step we take together is intentional, and every route is carefully planned to move you toward your retirement goals with clarity and confidence. Whether you’re in nearby Dana Point or across the country, I’m here to chart your path through the last 5-10 working years and beyond.
If you’ve got 20 minutes and want to see what a clear retirement income and tax plan could look like for you, let’s hop on a call to see if we’re a good fit.
GUIDING YOU THROUGH YOUR FINANCIAL JOURNEY
“Patrick has been my financial advisor for over 15 years. His honesty, collaboration, communication, and strategic vision have consistently driven my portfolio to new heights”
- Jeff S., Laguna Niguel, CA
Testimonials are provided by current clients. They are unpaid, may not be representative of all clients, and are not a guarantee of future performance or success.
The Process
Retirement Fit Call — 20 minutes to see if we’re a good match. No prep needed. Just a conversation
Discovery Meeting — We dig into your full financial picture.
Your Retirement Income & Tax Plan — A clear roadmap built around your goals. A written plan you can actually follow, not a 60-page document that sits in a drawer.
Ongoing Partnership — Continued guidance as you move toward and through retirement. Annual reviews, proactive tax planning, and a direct line when life changes.
Am I too early or too late to talk to an advisor?
Most people schedule this call simply to see whether a retirement income plan would be helpful in their situation.
