How Much Retirement Paycheck Can My Portfolio Support?

See the sustainable monthly income your portfolio can produce — under three withdrawal strategies.

Portfolio balance at retirement

Age you'll start withdrawing

Planning horizon (age funds should last to)

Expected annual return (net of inflation)

Withdrawal strategy

Conservative (3.3%) Classic 4% Dynamic 5%

Include leaving a legacy?

No — spend it all Yes — preserve principal

Sustainable Income

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Monthly paycheck (pretax)

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Annual withdrawal

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Withdrawal rate

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Years the portfolio lasts

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Ending balance at horizon

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Legacy for heirs

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Includes tax-efficient withdrawal sequencing for real dollars in your pocket.