Should I Delay Social Security?

See the lifetime dollar impact of claiming at 62, 67, or 70 based on your PIA and life expectancy.

Your Social Security Picture

67
88
2%

Your Claim Decision

Recommendation
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Monthly benefit at chosen age
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Monthly benefit at 70
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Lifetime total at chosen age
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Lifetime total at 70
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Break-even age (delay pays off)
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Delay advantage / disadvantage
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Sentient Financial, LLC is a state-registered investment adviser in California. This calculator is for educational purposes only and does not constitute investment, tax, or legal advice. Results are estimates based on 2026 figures and simplifying assumptions; your situation may differ. Nothing here should be taken as a recommendation to buy or sell securities or to implement a specific strategy. Past performance does not guarantee future results.