The Variable Bonus Cash Flow Manager is a comprehensive Excel planning tool that helps you make intentional decisions about bonuses, commissions, RSUs, and stock options before the money hits your account. It includes 7 integrated modules: monthly cash flow tracking, bonus timing schedules, tax withholding estimates, automated savings hierarchy, equity event planning, detailed budgeting, and scenario stress-testing. Instead of scrambling to figure out what to do with variable income after it arrives, you'll have a clear allocation plan that coordinates taxes, retirement contributions, emergency reserves, and long-term goals—bringing consistency to your decisions even when your income timing is inconsistent.