Should I Retire This Year or Next?

Compare tax, income, and portfolio impact of retiring now vs. working one more year.

Your Situation

6%

Your Decision

Recommendation
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Tax if you retire now
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Tax if you work 1 more yr
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Extra after-tax if working
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Portfolio if you retire now (yr 10)
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Sentient Financial, LLC is a state-registered investment adviser in California. This calculator is for educational purposes only and does not constitute investment, tax, or legal advice. Results are estimates based on 2026 figures and simplifying assumptions; your situation may differ. Nothing here should be taken as a recommendation to buy or sell securities or to implement a specific strategy. Past performance does not guarantee future results.