The Retirement Withdrawal Strategy Most People Miss
Watch Episode 3: The Withdrawal Strategy Most People Miss
In this episode, I walk through how a retirement withdrawal strategy works and why it’s often overlooked.
Most retirement portfolios include a mix of:
Tax-deferred accounts like IRAs and 401(k)s
Taxable brokerage accounts
Tax-free accounts like Roth IRAs
Each of these is treated differently from a tax standpoint.
Which means withdrawals aren’t just about generating income—they’re about coordinating where that income comes from.
Over time, that coordination can have a meaningful impact on how efficient your plan is.
If you want a deeper breakdown, I’ve outlined this more fully here:
→ Retirement Income Planning
This is one piece of a much bigger picture.
If you’re within 5–10 years of retirement, I put together the Retirement Transition Field Guide to walk through how income, taxes, and investments fit together.
